Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 6 Tips to Live Your Best (Retired) Life Your clients need to focus not only on the money they'll need for retirement, but also what to do with their time Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits.