Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Potential Income from an IRA Estimate your monthly and annual income from various IRA types. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. Capital Gains Tax Estimator Use this calculator to estimate your capital gains tax.